Manage your entire loan portfolio, member accounts, and compliance requirements — all in one place. Built for Chamas, SACCOs, and MFIs worldwide. Operates in 40+ currencies.
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TRUSTED BY LEADING SACCOS, MFIS & INVESTMENT GROUPS GLOBALLY
“LoanVault cut our month-end reporting from 3 days to under 2 hours. The PAR dashboard alone has paid for the platform many times over.”
Grace Wambui
CFO, Rafiki Microfinance
A single platform replacing spreadsheets, paper ledgers, and disconnected tools.
Meridian Capital Cooperative · Aug 2026
Active Portfolio
USD 4.8M
+8.2% this month
PAR > 30 Days
3.1%
-0.4% this month
Total Members
2,140
+48 this month
Collections Rate
96.8%
+1.2% this month
Amara Okafor
NGN 8.5M
Priya Sharma
INR 4.5L
Kwame Mensah
GHS 12,000
Sofía García
MXN 95,000
Every feature is designed around how Chamas and MFIs actually work — worldwide, in your currency, your language.
Live PAR dashboards, aging buckets, and disbursement trends. No more waiting until month-end to understand your book.
Operate in 40+ currencies with real-time spot rates at transaction time and daily cached rates for dashboards. Double-entry ledger in your local currency with USD system view.
Full member profiles, next-of-kin records, loan history, and savings accounts — all linked and searchable. Built for Chamas, SACCOs, and MFIs.
Upload bank statements and auto-match repayments to open loans. Cut manual reconciliation from days to minutes.
Every action is logged with timestamp, user, and field-level diff. Four-eyes approval for disbursements.
Immutable double-entry ledger generates balance sheets, P&L, and cash flow statements compliant with IFRS or GAAP — in your local currency.
Generate amortization schedules, loan agreements, and repayment statements as branded PDFs — instantly.
M-Pesa STK Push for collections and B2C payouts. Credentials encrypted at rest with AES-256-GCM. More gateways coming.
No subscriptions. No seat fees. You pay a small percentage of the loans you disburse — and the more you lend, the lower your rate. Invoiced in your local currency.
Volume-Based Rates
Starter
2%
KES 0 – KES 499,980
Growth
1.5%
KES 500,110 – KES 999,960
Scale
1%
Above KES 1,000,090
Rate is determined by total principal advanced in the billing month. Invoice split into 3 equal monthly instalments.
See what you'd pay
Spread across 3 equal monthly instalments:
Month 1
KES 1,993.33
Month 2
KES 1,993.33
Month 3
KES 1,993.33
✓ No loans disbursed = zero charge. Platform is completely free when idle.
* Illustrative rates. Invoices are generated in your tenant's operating currency at the rate prevailing on invoice date.
Always Free
Pay as You Lend
Enterprise & Large Institutions
Custom negotiated rate, dedicated account manager, SLA & API access. Multi-currency consolidation reporting.
Join Chamas & MFIs worldwide. Operate in your local currency. Pay only when your members borrow — and pay less as your portfolio grows.